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Oregon OSHA offers free online training for addressing silica dust hazards in the workplace (Photo) - 01/13/22

Salem – Oregon OSHA has launched a free online training course to help employers put protective measures in place for workers against the potential hazards of breathing in airborne crystalline silica dust.

Any worker exposed to dust that contains crystalline silica – from crushed rock, soil, dirt, gravel, or sand, for example – should be concerned about silicosis, a lung disease caused by breathing dust that contains particles of crystalline silica – particles so tiny you can seem them only with a microscope.

Featuring powerful visuals, personal stories, instructional videos, links to resources, and a certificate of completion, the training course is designed to boost the ability of employers to meet the requirements of Oregon OSHA’s silica rules. It offers a tool to employers and workers to bolster their existing training programs. 

“Employers and workers need solid training resources to help light the way toward improvements in the health and safety of their workplaces,” said Julie Love, interim administrator for Oregon OSHA. “And it is in the spirit of continuous improvement that we designed and built this free and flexible training course to address the risks of silica dust.”

Common sources of exposure to silica dust include cutting, sawing, drilling, and crushing concrete, brick, ceramic tiles, rock, and stone products. When inhaled, silica particles become trapped in the lungs and damage the tissue. The lung tissue scars and forms small rounded masses called nodules. Over time, the nodules grow, making breathing increasingly difficult.

The training course covers a variety of topics. They include the different forms of silica and where it can be found; job activities involving building materials that can cause silica dust to become airborne and breathable; Oregon OSHA’s silica standard and its provisions to protect workers; and instructional videos showing protective steps workers can take while using powered tools. 

The course is now available. A Spanish-language version of the course is in development.

For more information about Oregon OSHA’s silica rules, visit the A-to-Z topic page, which includes guides, fact sheets, and checklists. For help with improving workplace health and safety programs – including addressing silica dust hazards – contact Oregon OSHA’s consultation services, which are free and involve no fault, no citations, and no penalties

For help understanding Oregon OSHA’s on-the-job health and safety requirements, contact our experts. For more learning opportunities, visit our education and training resources and review our A-to-Z topic index.

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Oregon OSHA, a division of the Department of Consumer and Business Services, enforces the state's workplace safety and health rules and works to improve workplace safety and health for all Oregon workers. For more information, go to osha.oregon.gov.

The Department of Consumer and Business Services is Oregon's largest business regulatory and consumer protection agency. For more information, go to www.oregon.gov/dcbs/.

 

 

Attached Media Files: Oregon OSHA logo , DCBS logo
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Oregon OSHA fines Seaside contractor for violating job safety requirements (Photo) - 01/12/22

Salem – Oregon OSHA has fined a Seaside-based contractor more than $15,000 for violating job safety standards during a residential roofing project. All three violations were repeat offenses, including one that exposed workers to potential falls that could seriously injure or kill them.

The citation against Synergy Construction Group Inc. stems from an inspection the division launched in response to a complaint about a lack of fall protection for employees at a multi-story house in Seaside.

Falls are the leading cause of death in the construction industry.

Oregon OSHA’s inspection found two employees working on the roof with no protection against potential falls to the ground of up to 22 feet. It was a violation of a basic fall protection rule requiring employers to implement protective systems – such as a personal fall restraint system – when employees are exposed to a hazard of falling six feet or more to a lower level. 

In fact, it was the fourth time Synergy Construction Group has violated the standard since February 2020. 

“Repeatedly violating workplace safety standards – standards that are proven to protect workers against fall hazards – serves only one purpose: to increase the risk to employees of serious harm or death,” said Julie Love, interim administrator for Oregon OSHA. “And there is absolutely no excuse for it.”

Altogether, Oregon OSHA cited Synergy Construction Group for the following violations and proposed penalties totaling $15,850:

  • Failure to provide fall protection systems where workers were exposed to a hazard of falling six feet or more to a lower level. It was a repeat violation.
    Total proposed penalty: $15,000
  • Failure to provide documentation of fall protection training for the employees doing the roofing job. It was a repeat violation.
    Total proposed penalty: $500
  • Failure to document, make available, and maintain for three years a written record of safety meetings addressing such issues as hazards related to tools, equipment, the work environment, and unsafe work practices. It was a repeat violation.
    Total proposed penalty: $350

Under Oregon OSHA’s rules, penalties multiply when employers commit repeat offenses. The citation issued against Synergy Construction Group included a standard penalty reduction based on the small size of the company. 

Employers have 30 calendar days after receiving a citation to file an appeal. Synergy Construction Group has appealed its citation. 

In addition to its enforcement activities, Oregon OSHA offers employers free resources to help improve workplace safety and health. These resources include the division’s Fall Protection Suite of online video training and its A-to-Z topic page about fall protection.

The Fall Protection Suite includes courses addressing fall protection fundamentals, and constructionroofing, and ladder safety

Employers are encouraged to use free resources – available now from Oregon OSHA and involving no fault, no citations, and no penalties – for help protecting their employees:

Consultation services – Provides free and confidential help with safety and health programs, including how to control and eliminate hazards, and hands-on training

Technical staff – Helps employers understand requirements and how to apply them to their worksites

 

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Oregon OSHA, a division of the Department of Consumer and Business Services, enforces the state's workplace safety and health rules and works to improve workplace safety and health for all Oregon workers. For more information, go to osha.oregon.gov.

The Department of Consumer and Business Services is Oregon's largest business regulatory and consumer protection agency. For more information, go to www.oregon.gov/dcbs/.

 

Attached Media Files: Oregon OSHA logo , DCBS logo
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Five days left to enroll in health coverage for 2022, savings still available!:Deadline to enroll for 2022 health coverage through OregonHealthCare.gov is Jan. 15 (Photo) - 01/10/22

Salem, Ore. – 142,783 people in Oregon have enrolled in health coverage through the Oregon Health Insurance Marketplace as of Dec. 15, 2021. There is still time to enroll if you have not yet taken action. The deadline to get health coverage with financial help is Jan. 15, 2022. 

The American Rescue Plan Act (2021) has made health insurance purchased through the Marketplace more affordable than ever. Individuals and families will pay only a certain percentage of their income on health insurance thanks to financial help available through OregonHealthCare.gov. 

“Even if you think you make too much money, you should look into your health coverage options through the Marketplace,” says Chiqui Flowers, administrator of the Oregon Health Insurance Marketplace. “Eligibility rules have changed and we have heard many people are surprised to see how much they can save on health coverage now.” 

Every Oregonian, whether uninsured, enrolled in COBRA, or enrolled directly through an insurance company, should look into Marketplace coverage, even if they were not previously eligible. More than 75 percent of people who signed up in 2021 received financial help for plans that include essential benefits such as doctor visits, prescriptions, emergency care, and mental health services.

  • A 40-something couple in the Portland area making $70,000 can get health coverage for as low as $300 per month.
  • A 26-year-old living in Eugene making $28,000 per year can get health coverage for as low as $1 per month.
  • Parents who are 30-something and have two children in La Grande earning $80,000 can get health coverage for as low as $145 per month.

Oregonians can preview plans and savings available to them by answering a few short questions at OregonHealthCare.gov. The website is also the best place to find a health insurance experts who can give one-on-one help with the application and enrollment process by phone, email, or in person. Visit OregonHealthCare.gov today to get started. 

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The Oregon Health Insurance Marketplace, a part of state government, helps people get health insurance when they do not have job-based coverage, and do not qualify for the Oregon Health Plan or another program. The Marketplace is the state-level partner to HealthCare.gov. For more information, go to OregonHealthCare.gov.

Attached Media Files: OHIM logo
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Quedan cinco días para inscribirse en la cobertura de salud para 2022, ¡aún hay ahorros disponibles! El plazo para inscribirse en la cobertura médica para 2022 a través de CuidadoDeSalud.Oregon.gov es el 15 de enero. (Photo) - 01/10/22

Salem, Ore. – 142,783 personas en Oregon se han inscrito en la cobertura de salud a través del Mercado de Seguros Médicos de Oregon al 15 de diciembre de 2021. Todavía hay tiempo para inscribirse si aún no ha tomado acción. La fecha límite para obtener cobertura médica con ayuda financiera es el 15 de enero de 2022.

La Ley del Plan de Rescate Americano (2021) ha hecho que los seguros médicos comprados a través del Mercado sean más asequibles que nunca. Las personas y las familias pagarán solo un cierto porcentaje de sus ingresos en el seguro médico gracias a la ayuda financiera disponible a través de CuidadoDeSalud.Oregon.gov.

“Incluso si cree que gana demasiado dinero, debe analizar sus opciones de cobertura médica a través del Mercado”, dice Chiqui Flowers, administradora del Mercado de Seguros Médicos de Oregon. “Las reglas de elegibilidad han cambiado y hemos escuchado que muchas personas se sorprenden al ver cuánto pueden ahorrar ahora en cobertura médica”.

Todos los habitantes de Oregon, ya sean sin seguro, inscritos en COBRA o inscritos directamente a través de una compañía de seguros, deben revisar las opciones de cobertura a través del Mercado, incluso si no eran elegibles anteriormente. Más del 75 por ciento de las personas que se inscribieron en 2021 recibieron ayuda financiera para planes que incluyen beneficios esenciales como visitas al médico, medicamentos recetados, atención de emergencia y servicios de salud mental.

  • Una pareja de 40 y tantos años en el área de Portland que gana $70.000 puede obtener cobertura médica por tan solo $300 por mes.
  • Un joven de 26 años que viva en Eugene y gane $28.000 por año puede obtener cobertura médica por tan solo $1 por mes.
  • Unos padres que tienen 30 y tantos años y dos hijos en La Grande que ganan $80.000 pueden obtener cobertura médica por tan solo $145 por mes.

Los habitantes de Oregon pueden obtener una vista previa de los planes y ahorros disponibles para ellos si responden algunas preguntas breves en CuidadoDeSalud.Oregon.gov. El sitio web también es el mejor lugar para encontrar expertos en seguros médicos que puedan brindar ayuda personalizada con la solicitud y el proceso de inscripción por teléfono, correo electrónico o en persona. Visite CuidadoDeSalud.Oregon.gov o llame al 855-268-3767 hoy para comenzar.

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El Mercado de Seguros Médicos de Oregon, una parte del gobierno estatal, ayuda a las personas a obtener seguro médico cuando no tienen cobertura basada en el trabajo y no califican para el Plan de Salud de Oregon u otro programa. El Mercado es el socio a nivel estatal de CuidadoDeSalud.gov. Para obtener más información, visite CuidadoDeSalud.Oregon.gov.

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New law protects against surprise medical bills - 12/30/21

Dec. 30, 2021

Salem – The situation happens all too often: You go to an in-network hospital, but receive a surprise medical bill from an out-of-network doctor. However, starting Jan. 1, 2022, a new federal law – the No Surprises Act – will protect consumers from many types of these surprise bills. 

Surprise billing happens when you get an unexpected bill after you receive care from an out-of-network provider or at an out-of-network facility, such as a hospital. It can happen for both emergency and nonemergency care. Typically, patients don’t know the provider or facility is out of network until they receive the bill.

Surprise medical bills typically are sent by your health care provider for the remaining charges for services you received that are not covered by your insurance (known as balance billing). The new law protects consumers from either of the following situations:

  • Emergency services provided out of network, including air ambulance services (but not ground ambulance services)
  • Nonemergency services provided by an out-of-network provider at an in-network facility

In an emergency situation, a facility or provider may not bill you more than your in-network co-insurance, co-pays, or deductibles for emergency services as outlined in your plan documents, even if the facility or provider is out of network. However, if your health plan requires you to pay co-insurance, co-pays, or deductibles for in-network care, you are still responsible for those.

In a nonemergency situation, out-of-network providers (such as an anesthesiologist) may not bill you more than your in-network co-insurance, co-pays, or deductibles for covered services performed at an in-network facility without your consent.

If you believe you have received a surprise medical bill from a health care provider that meets either of the above criteria, contact the U.S. Department of Health and Human Services to file a complaint by calling 800-985-3059 (toll-free) or going to https://www.cms.gov/nosurprises/consumers.

If you have received a surprise bill you believe is not allowed under the new law, you can file an appeal with your insurance company, then ask for an external review of the company’s decision after the initial appeal is completed with your plan. You can also contact Oregon’s Division of Financial Regulation to speak with a consumer advocate or file a complaint in any of the following ways: 

The law applies to most health insurance plans, including those offered by an employer. It includes group health plans, health insurance companies for group and individual health coverage, grandfathered health plans, ERISA plans, and self-insured government plans. Medicare and Medicaid have their own protections against balance billing. 

The law also has the following protections:

  • Health plans and their facilities/providers must send you a notice of your rights under the law.
  • Insurance companies must keep their provider directories updated. They must limit co-pays, co-insurance, or deductibles to in-network amounts if you rely on inaccurate information in a provider directory.
  • Health care providers must provide a good faith estimate for services to anyone who is uninsured or self-pays (without insurance). 

The Division of Financial Regulation is hosting No Surprises Act: Provider Requirements, a Zoom webinar, on Wednesday, Jan. 5, from noon to 1 p.m. PST. In the webinar, staff members from the Centers for Medicare and Medicaid Services will present on provider requirements and answer questions from stakeholders. To view the webinar, go to https://www.zoomgov.com/j/1603031760.

More information about the new law is available at dfr.oregon.gov.

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The Division of Financial Regulation is part of the Department of Consumer and Business Services, Oregon’s largest business regulatory and consumer protection agency. Visit dfr.oregon.gov and dcbs.oregon.gov. 

 

State provides insurance tips for snowstorm, freezing temperatures - 12/27/21

Dec. 27, 2021

Salem – If your home or car is damaged in this month’s snowstorm, the Oregon Division of Financial Regulation recommends calling your insurance company or agent to ask about your policy coverage, exclusions, and deductibles before filing a claim.

Winter storms can cause several different types of damage. Extensive damage, such as trees falling on a home or car, may require immediate attention. However, minor damage, such as food spoilage, a few missing shingles, or a scratch on a car door, may not exceed your deductible.

Before filing a claim, it is important to know if the amount of your loss is worth the effect filing a claim can have on your premium rates. It may be better to handle repairs yourself, if the loss is less than or close to your deductible.

Review these tips to understand how your coverage may apply and talk to your insurance company or agent to understand your specific policy coverage, exclusions, and deductibles.

Homeowners

A typical homeowners policy covers damage to the home caused by falling trees or limbs and weight of ice and snow.

For example, if your home sustained severe structural damage from a fallen tree or other storm debris, and it is deemed uninhabitable, you may qualify for additional living expenses, which helps cover the extra costs of lodging, meals, and even pet boarding while you are unable to live in the home.

If your home lost power and received only minor damage, it will probably still be considered safe to live in, so additional living expenses may not apply.

If your home received minor damage, such as the wind blowing a few shingles off your house, your homeowners insurance will probably replace the damaged shingles, but not the entire roof.

Winter storms can also create sudden damage caused by an ice dam on the roof or pipes bursting due to freezing. This type of damage is typically covered, and can be extensive if a pipe burst floods a home or minor, such as a leak from an ice dam causing a stain on a ceiling.

Coverage may be available for food spoilage due to a power outage. However, be sure to consider if the actual benefit from filing this type of claim is worth the potential effect it can have on your premium. Remember, if the loss is close to or less than your deductible, you may not want to file a claim. If you need to file a claim for another type of damage to your home, food spoilage can typically be added to the claim you need to file for repairs.

Auto

There are three coverage options on an auto insurance policy that typically apply to winter storms.

  • Comprehensive covers damage caused by falling trees or limbs. This includes while your car is parked inside a garage.
  • Collision covers damage to your car that occurs while driving. This includes hitting storm debris or sliding on ice.
  • Liability covers damage you accidentally caused to another person’s property or to a person who is injured in an accident.

Once again, if the cost to repair your car is less than or close to your deductible, you may not want to file a claim.

Remember, the first step is to determine your policy coverage, exclusions, and deductibles. Call your insurance company or agent if you have questions about your policy, and take time to consider if the loss is extensive enough to file a claim.

If you still have questions or concerns, the division’s consumer advocates are here to help. Oregonians can contact the division’s advocates three ways:

Visit the division's storm insurance resource page for more information.

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The Division of Financial Regulation is part of the Department of Consumer and Business Services, Oregon’s largest business regulatory and consumer protection agency. Visit dfr.oregon.gov and dcbs.oregon.gov. 

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142,783 habitantes de Oregón se han inscrito en la cobertura de salud, todavía está a tiempo de inscribirse; La fecha límite para inscribirse en la cobertura médica de 2022 a través de CuidadoDeSalud.gov es el 15 de enero (Photo) - 12/22/21

Salem, Ore. - El Mercado de Seguros Médicos de Oregon está trabajando para alcanzar la meta del estado de lograr que el 100 por ciento de los habitantes de Oregon se inscriban en la cobertura de seguros médicos, y este año está más cerca de esa meta. 142,783 personas en Oregon se han inscrito en la cobertura de seguros médicos para 2022, en comparación con 141,089 durante la inscripción abierta para la cobertura de 2021.

“El Plan de Rescate Americano (American Rescue Plan) ha hecho que la cobertura de salud sea más asequible para las personas en Oregon y estamos viendo que la gente está aprovechando los ahorros adicionales”, dijo Chiqui Flowers, administradora del Mercado de Seguros Médicos. "La gente no debe esperar; debe registrarse antes del 15 de enero para obtener cobertura."

El seguro médico comprado a través de CuidadoDeSalud.Oregon.gov es más asequible que nunca. Los individuos y las familias solo pagarán un cierto porcentaje de sus ingresos en seguro médico gracias a la ayuda financiera disponible a través del Mercado de Seguros Médicos de Oregon. Todos los habitantes de Oregon, ya sea que estén sin seguro médico, inscritos en COBRA o directamente a través de una compañía de seguros, deben buscar cobertura en el Mercado de Seguros Médicos, incluso si no eran elegibles anteriormente. Más del 75 por ciento de las personas que se inscribieron en 2021 recibieron ayuda financiera para planes que incluyen beneficios esenciales como visitas al médico, recetas, atención de emergencia y servicios de salud mental.

  • Una pareja de 40 y tantos años en el área de Portland que gana $70,000 puede obtener cobertura médica por tan solo $300 por mes.
  • Un joven de 26 años que viva en Eugene y gane $28,000 por año puede obtener cobertura médica por tan solo $1 por mes.
  • Los padres que tienen 30 y tantos años y dos hijos en La Grande que ganan $80,000 pueden obtener cobertura médica por tan solo $145 por mes.

Los habitantes de Oregón pueden obtener una vista previa de los planes y ahorros disponibles para ellos respondiendo algunas preguntas breves en CuidadoDeSalud.Oregon.gov. El sitio web también es el mejor lugar para encontrar expertos en seguros médicos que puedan ayudar con la solicitud y el proceso de inscripción personalmente por teléfono, correo electrónico o en persona. Visite CuidadoDeSalud.Oregon.gov hoy para comenzar.

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El Mercado de Seguros Médicos de Oregon, una parte del gobierno estatal, ayuda a las personas a obtener seguro médico cuando no tienen cobertura basada en el trabajo y no califican para el Plan de Salud de Oregon u otro programa. El Mercado de Seguros Médicos es el socio a nivel estatal de CuidadoDeSalud.gov. Para obtener más información, visite CuidadoDeSalud.Oregon.gov.

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Oregon OSHA ofrece capacitación gratuita en línea y en español para la prevención de patógenos transmitidos por la sangre en el lugar de trabajo (Photo) - 12/22/21

Salem - Oregon OSHA ha lanzado un curso gratuito en español de capacitación en línea. El curso tiene la finalidad de ayudar a los empleadores a proteger a sus trabajadores de patógenos transmitidos por la sangre en trabajos como respuesta a emergencias, atención médica, hotelería y otras industrias.


El curso incluye videos, escenarios interactivos, un cuestionario y un certificado de finalización. Está diseñado para aumentar la capacidad de los empleadores para cumplir con los requisitos de Oregon OSHA en cuanto a la norma de patógenos transmitidos por la sangre. Los temas cubiertos incluyen la evaluación del potencial de exposición en su lugar de trabajo, la comprensión de los elementos de un plan de control de exposición, la prevención y reducción de exposiciones y la gestión de su plan de control de exposición.

 
“Se necesita una planificación sólida, capacitación y otros pasos críticos para abordar los peligros potenciales en el trabajo por medio de patógenos transmitidos por la sangre”, dijo Julie Love, administradora interina de Oregon OSHA. “Pero las barreras del idioma pueden presentar desafíos para dar esos pasos. Es por eso que ofrecemos esta nueva herramienta para ayudar a romper esas barreras, y continuar nuestros esfuerzos de llegar a una audiencia más amplia con nuestros materiales de capacitación."


Los patógenos transmitidos trasmitidos por la sangre, son microorganismos infecciosos en la sangre humana que pueden causar enfermedades en los seres humanos. Incluyendo hepatitis B, hepatitis C y virus de inmunodeficiencia humana (VIH). Una forma común de transmisión es por pinchazos accidentales de agujas contaminadas, vidrios rotos u otros objetos punzantes.


El curso gratuito en línea gratuito cubre todo, desde la planificación, la prevención y el equipo de protección personal, protección para los ojos, uso de guantes, mantenimiento de registros, etiquetas de advertencia de peligro y controles de protección, como también contenedores para desechar objetos punzantes.


El curso en línea de español ya está disponible.


Para obtener más información sobre los requisitos de Oregon OSHA para patógenos transmitidos por la sangre, visite la página de temas de la A a la Z, esta incluye guías, hojas informativas y listas de verificación.


Visite más cursos en español. Aprenda sobre el programa PESO y sobre los servicios de educación y capacitación de Oregon OSHA, incluido el curso de patógenos transmitidos por la sangre en inglés.


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Oregon-OSHA es la división del Departamento de Servicios para Consumidores y Negocios que se encarga de hacer cumplir las leyes de salud y seguridad en el lugar de trabajo. OSHA trabaja para mejorar la salud y seguridad en el lugar de trabajo para todos los trabajadores de Oregon. Para más información visite osha.oregon.gov.

El Departamento de Servicios para Consumidores y Negocios es la agencia reguladora de negocios y de protección al consumidor más grande del estado. Para más información visite: www.dcbs.oregon.gov. 
 

Attached Media Files: Oregon OSHA logo , DCBS logo
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Oregon OSHA offers free Spanish online training for prevention of bloodborne pathogens in the workplace (Photo) - 12/22/21

Salem – Oregon OSHA has launched a free Spanish-language online training course to help employers protect workers from bloodborne pathogens in emergency response, health care, hospitality, and other industries.

The course features videos, interactive scenarios, a quiz, and a certificate of completion. It is designed to boost the ability of employers to meet the requirements of Oregon OSHA’s bloodborne pathogens standard. Topics covered include assessing the potential for exposure in your workplace, understanding the elements of an exposure-control plan, preventing and reducing exposures, and managing your exposure control plan.

“It takes solid planning, training, and other critical steps to address the potential on-the-job hazards of bloodborne pathogens,” said Julie Love, interim administrator for Oregon OSHA.  “But language barriers can pose challenges to taking those steps. That is why we’re offering this new tool to help break down those barriers. It reflects our ongoing work to reach a broader audience with our training materials.”

Bloodborne pathogens are infectious microorganisms in human blood that can cause disease in humans. They include hepatitis B, hepatitis C, and human immunodeficiency virus (HIV). One common way they are transmitted is from accidental puncture from contaminated needles, broken glass, or other sharps.

The free and flexible online course covers everything from planning, prevention, and personal protective equipment – such as eye protection and gloves – to recordkeeping, hazard warning labels, and protective controls such as sharps disposal containers.

The Spanish-language online course is now available

For more information about Oregon OSHA’s bloodborne pathogens requirements, visit the A-to-Z topic page which includes guides, fact sheets, and checklists.

Visit more Spanish-language courses. Learn about the PESO program and about Oregon OSHA’s education and training services, including the English-language bloodborne pathogens course.

 

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Oregon OSHA, a division of the Department of Consumer and Business Services, enforces the state's workplace safety and health rules and works to improve workplace safety and health for all Oregon workers. For more information, go to osha.oregon.gov.

The Department of Consumer and Business Services is Oregon's largest business regulatory and consumer protection agency. For more information, go to www.oregon.gov/dcbs/.

 

Attached Media Files: DCBS logo , Oregon OSHA logo
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142,783 Oregonians have enrolled in health coverage, still time to sign up; Deadline to enroll for 2022 health coverage through OregonHealthCare.gov is Jan. 15 (Photo) - 12/22/21

Salem, Ore. – The Oregon Health Insurance Marketplace is working to reach the state’s goal of getting 100 percent of Oregonians enrolled in health coverage, and this year it is closer to that goal. 142,783 people in Oregon have enrolled in health coverage for 2022, up from 141,089 during open enrollment for 2021 coverage.

“The American Rescue Plan has made health coverage more affordable for people in Oregon and we are seeing people are taking advantage of the extra savings,” said Chiqui Flowers, administrator of the Marketplace. “People shouldn’t wait – you must sign up by Jan. 15 for coverage.”

Health insurance purchased through OregonHealthCare.gov is more affordable than ever before. Individuals and families will only pay a certain percentage of their income on health insurance thanks to financial help available through the Oregon Health Insurance Marketplace. Every Oregonian, whether uninsured, enrolled in COBRA, or directly through an insurance company, should look into Marketplace coverage, even if they were not previously eligible. More than 75 percent of people who signed up in 2021 received financial help for plans that include essential benefits such as doctor visits, prescriptions, emergency care, and mental health services.

  • A 40-something couple in the Portland area making $70,000 can get health coverage for as low as $300 per month.
  • A 26-year-old living in Eugene making $28,000 per year can get health coverage for as low as $1 per month.
  • Parents who are 30-something and have two children in La Grande earning $80,000 can get health coverage for as low as $145 per month.

Oregnians can preview plans and savings available to them by answering a few short questions at OregonHealthCare.gov. The website is also the best place to find a health insurance experts who can help with the application and enrollment process one-on-one by phone, email, or in person. Visit OregonHealthCare.gov today to get started. 

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The Oregon Health Insurance Marketplace, a part of state government, helps people get health insurance when they do not have job-based coverage, and do not qualify for the Oregon Health Plan or another program. The Marketplace is the state-level partner to HealthCare.gov. For more information, go to OregonHealthCare.gov.

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