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OnPoint Community Credit Union Releases Guidance for Protecting Personal Data During National Cybersecurity Awareness Month (Photo) - 10/07/21

OnPoint’s updated eBook shares actionable tips to protect yourself against emerging trends in identity theft and fraud

Portland, Ore., October 7, 2021—As people rely on technology more heavily than ever to remain connected to coworkers, friends and loved ones, OnPoint Community Credit Union is helping consumers protect themselves from identity theft and online fraud. To mark National Cybersecurity Awareness Month, OnPoint has released an updated edition of “The OnPoint Guide to Personal Cybersecurity,” a free online eBook to assist consumers and businesses in preventing and recovering from fraud.

“Identity fraud and cyber scams can have a devastating impact on people’s lives and financial well-being,” said Rob Stuart, CEO and President, OnPoint Community Credit Union. “Data security is essential to financial security and as threats continue to rise, we urge consumers and businesses to become familiar with emerging trends in cyberattacks so they can take action to protect themselves.”

Last year alone, more than 155.8 million individuals were victims of data breaches. This year, in a high-profile cyber attack, more than 93% of LinkedIn’s user base was compromised when the personal information of 700 million users’ was stolen and put up for sale on the dark web. 

Adults are not the only group at risk. One in four children fall victim to identity fraud or theft before their 18th birthday. Many children now have smartphones, tablets, or laptops and are frequently connected to the internet. Each time they download an app, create a new social media or online gaming account, the risk of exposure increases. 

Recent trends in online scams include:

  • COVID-19 scams: Fraudsters latched onto the pandemic to launch new scams, which continues unabated today. They’re posing as health authorities or government sources, selling fraudulent products online and requesting COVID-19 donations for fake non-profits.
  • Sweetheart scams: Con artists use online dating apps and other tools to emotionally manipulate their targets, convincing them to send money or commit crimes.
  • Phone scams: Despite the growing risk of online scams, the Federal Trade Commission reports that phone scams—via phone calls and text messages—are the most common ways for scammers to reach their targets. One of the most recent versions includes a text message that claims to offer cash from Venmo.

Cybercrime comes in many forms, but The OnPoint Guide to Personal Cybersecurity eBook provides consumers with actionable information on the latest scams and how to defend against them, including: 

  • Taking a proactive approach to identity security. Never repeat usernames or passwords between websites. If two or more sites share the same login information, breaching one site makes it easier to breach others. Use long, nonsensical passwords that are hard to guess but easy to remember. Use two-factor authentication (2FA) when available and consider using a password manager to simplify managing unique passwords and usernames.
  • Understanding social engineering and confidence schemes. The vast majority (98%) of cyber attacks rely on social engineering, which involves thieves deceiving targets into believing they are interacting with a government official, bank representative, or other trustworthy individuals to collect passwords, secure access codes or additional sensitive information. Don’t trust unsolicited links and phone numbers. If you’re unsure of an individual's legitimacy, contact the business or organization via their official channels.
  • Valuing your personal information. Remember that social media provides access to personal information. Don’t answer questions that might give others the answers to your security questions. Update privacy settings, delete unused social media profiles and be cautious when sharing details about yourself online. When possible, opt-out of data sharing when signing up for new accounts to limit your risk of exposure.
  • Spotting and avoiding ATM scams. Avoid ATM fraud by evaluating every ATM before use, even machines you visit regularly. Check for new buttons, unfamiliar keypads or attachments that might conceal a pinhole camera. If the card reader or keypad feels loose, do not trust the machine.
  • Identifying signs of SIM card swapping. If your phone suddenly stops receiving calls and messages, or if you receive an alert saying your phone number has been successfully transferred to another SIM card, contact your cellular service provider immediately. Once access is regained, change your account passwords and check your financial accounts for unauthorized charges.

ABOUT ONPOINT COMMUNITY CREDIT UNION

Founded in 1932, OnPoint Community Credit Union is the largest credit union in Oregon, serving more than 452,000 members and with assets of $8.8 billion. OnPoint membership is available to anyone who lives or works in one of 28 Oregon counties (Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler, and Yamhill), and two Washington counties (Skamania and Clark) and their immediate family members. More information is available at www.onpointcu.com or 800-527-3932. 

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OnPoint Community Credit Union Employees Donate over $100,000 to Non-profits Serving Oregon and Southwest Washington - 09/22/21

Organizations selected by OnPoint employees provide localized, impactful services to diverse communities

PORTLAND, Ore., September 22, 2021— As part of its fifth annual employee giving campaign, OnPoint Community Credit Union today announced its employees have directed $99,100 to Girls Inc. of the Pacific NorthwestNAYA (Native American Youth and Family Center) and Hacienda CDC. To expand its impact across the region, OnPoint will divide another $10,000 among four regional non-profits: Northwest Youth Corps (Eugene), Unidos Bridging Community (McMinnville), Central Oregon Veterans Ranch (Central Oregon) and Salem Keizer Coalition for Equality (Salem). 

“The impact we have on our community starts with our employees,” said Rob Stuart, President and Chief Executive Officer, OnPoint Community Credit Union. “Our employees are a part of the same communities we serve, and have selected incredible local organizations they know are making a difference across a spectrum of services and needs. OnPoint is proud to support all of them.”

Each year, OnPoint’s annual employee giving campaign donates $100 on behalf of each of its employees to select organizations that are making a difference in the community. The campaign resulted in donations of $37,650 to Girls Inc. of the Pacific Northwest, $33,750 to NAYA (Native American Youth and Family Center) and $27,700 to Hacienda CDC

“The issues we face as a society are complex and cannot be solved alone,” said Cyreena Boston Ashby, CEO of Girls Inc. of the Pacific Northwest. “The key to accomplishing our mission to help young girls grow up healthly, educated and independent is cultivating deep partnerships with local organizations like OnPoint that are so dedicated to building strong communities. We thank each one of OnPoint’s employees for their continued support, and we look forward to working together to continue the growth and development of young women in our community.” 

About this year’s recipients 

Girls Inc. of the Pacific Northwest

As the leading voice for girls in the region, Girls Inc. of the Pacific Northwest supports and inspires underserved girls in Portland, Vancouver and Seattle to be strong, smart and bold through life-changing programs and experiences for youth ages 6-18. To help local young women grow up healthy, educated and independent, Girls Inc., in partnership with local school districts and organizations, offers age-specific after-school programs like Euerka! and Girls Groups. Girls Inc.’s programs are centered around holistic youth development as participants learn to value their whole selves, discover and develop their inherent strengths, and receive the support they need to navigate challenges. To learn more, visit https://www.girlsincpnw.org/

The Native American Youth and Family Center (NAYA) is a family of numerous tribes and voices rooted in sustaining tradition and building cultural wealth. Since 1974, the local non-profit has provided culturally-specific programs and services that guide Native American people toward personal success and balance through cultural empowerment. NAYA’s services foster a holistic, healthy and family-driven environment for Native Americans across the Portland Metro Area. The NAYA Family Center impacts the lives of over 10,000 individuals from over 380 tribal backgrounds annually, providing early childhood and youth education, college and career planning support, housing guidance and more. To learn more, visit https://nayapdx.org/

Hacienda CDC is a Latino Community Development Corporation that strengthens families by providing affordable housing, homeownership support, economic advancement and educational opportunities. The non-profit was formed in 1986 to provide housing and supportive services to low-income, predominantly Latino communities. Today, Hacienda CDC provides safe, stable homes for over 1,500 individuals each year and has developed nine low-income properties across the Portland Metro Area. Hacienda CDC also developed the Portland Mercado in the Foster-Powell neighborhood, Portland’s first Latino public market home to 60+ businesses that bring together diverse cultures through food, art and entertainment. Learn more at https://haciendacdc.org/

ABOUT ONPOINT COMMUNITY CREDIT UNION

Founded in 1932, OnPoint Community Credit Union is the largest credit union in Oregon, serving more than 452,000 members and with assets of $8.8 billion. OnPoint membership is available to anyone who lives or works in one of 28 Oregon counties (Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler and Yamhill) and two Washington counties (Skamania and Clark) and their immediate family members. More information is available at www.onpointcu.com or 800-527-3932.

 

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